Learn to Think Like an Investor, Not Just Save
Most people learn to budget and save. But money sitting still loses value. Our program teaches you how capital actually grows through real allocation decisions, not theory.
Discover Our ApproachThree Pillars You'll Actually Use
We don't teach formulas you'll forget. These are practical frameworks that change how you see money moving through markets.
Risk Assessment
You'll stop asking "what could I earn?" and start asking "what am I exposed to?" Understanding downside scenarios matters more than chasing returns. We walk through actual portfolio stress tests using 2024 market data.
Asset Classes Beyond Shares
Bonds, property trusts, commodities, currency hedges. Each behaves differently under economic pressure. You'll map when and why different assets react to interest rates, inflation, and credit cycles.
Time Horizons That Match Reality
Your investment timeframe isn't abstract. We break down what three-year, ten-year, and twenty-year positions actually look like. Short-term volatility stops feeling scary when your money isn't needed for decades.
Why This Matters More Now
Interest rates moved faster in 2024 than most decades combined. Savings accounts finally pay something, but inflation still runs ahead. Standing still means falling behind.
The gap between people who understand capital allocation and those who don't keeps widening. Financial literacy courses teach you to read statements. We teach you to make allocation decisions under uncertainty.
Our autumn 2025 cohort starts September. That gives you time to gather questions, review your current situation, and come prepared to rethink everything you assumed about growing wealth.
What Participants Build During the Program
You won't leave with certificates. You'll leave with a personalised allocation model that reflects your actual risk tolerance, time horizon, and financial obligations.
- Portfolio construction exercises using real market conditions
- Scenario planning for economic shifts and personal disruptions
- Tax-effective structures relevant to Australian investors
- Rebalancing triggers based on volatility, not arbitrary dates
Every session includes case studies pulled from recent market movements. You'll analyse what worked, what failed, and why conventional wisdom often misses the point.
Questions People Actually Ask
These come up in every cohort. If you're wondering the same things, you're in good company.
Before You Start
Do I need investment experience to join?
No. But you should have some savings to work with and a genuine interest in capital allocation. This isn't for absolute beginners still building emergency funds.
How much time does this require?
Two evening sessions per week for twelve weeks. Plus about three hours of independent work reviewing materials and building your allocation model.
During the Program
Is this delivered online or in person?
Both options run simultaneously. Our Bella Vista location hosts in-person sessions, with identical content streamed for remote participants.
Can I ask about my specific financial situation?
Yes, though we keep identifying details anonymous during group discussions. Individual review sessions happen in weeks five and ten.
After Completion
What happens when the program ends?
You'll have a working allocation model and understand how to adjust it as circumstances change. Alumni sessions run quarterly if you want ongoing input.
Do you recommend specific investment products?
No. We teach frameworks for evaluation, not product selection. You'll learn to assess options yourself rather than rely on recommendations.
What Investment Education Looks Like
Real analysis, not glossy marketing. These images show how we approach portfolio construction and risk assessment.
Portfolio Analysis Sessions
Breaking down allocation decisions using current market data
Risk Mapping
Understanding exposure across different economic scenarios
Capital Allocation
How money flows between asset classes during market shifts
Instructor: Gemma Prescott
Twenty years analysing institutional portfolios before teaching retail investors